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What Are Dividends and Why Do They Matter

Let’s do ‘Dividends 101’ first, just in case there are some who are wondering ‘what exactly are dividends?’ A dividend is a distribution of real money that is made by a company to the owners of shares of common stock of that company. The company makes sure that you, because you have an ownership stake […]

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A Simple Exercise to Keep Stock Market News Articles in Perspective

When I was recently skimming a number of articles about companies on the stock market that we were evaluating, I happened on one about the company that my husband works for. I knew that he had enough exposure to company management to be able to tell me if he agreed with the stock analyst’s conclusions. […]

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How to Become Financially Independent: The Do It Yourself Approach

I suppose I was born with an active Do It Yourself (DIY) gene. Somehow the urge to innovate and do things for myself has always been a significant motivator for me. Being thus motivated, my habitual approach to things has been to decide if I am up to the task. Do I have the competencies […]

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What Would You Use For Money ?

I remember reading stories of people being upset that Europeans paid Native American Indians in ‘beads’ and such for things that were ‘worth’ much more. However, the Indians were generally satisfied with the exchanges, seeing the immediate cash value of the beads in their society. With hindsight, we might be tempted to conclude that they […]

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How to Get On the Path to Financial Freedom

In our culture we are presented with many prerogatives and choices (‘freedoms’, if you will). In this discussion I’d like to focus on the ‘financial freedom(s)’ subset of this. Unfortunately ‘freedom’ can be exercised to our severe disadvantage just as readily as to our advantage. We live very close to the consequences of this double-edged […]

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