Let’s do ‘Dividends 101’ first, just in case there are some who are wondering ‘what exactly are dividends?’ A dividend is a distribution of real money that is made by a company to the owners of shares of common stock of that company. The company makes sure that you, because you have an ownership stake […]
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When I was recently skimming a number of articles about companies on the stock market that we were evaluating, I happened on one about the company that my husband works for. I knew that he had enough exposure to company management to be able to tell me if he agreed with the stock analyst’s conclusions. […]
I suppose I was born with an active Do It Yourself (DIY) gene. Somehow the urge to innovate and do things for myself has always been a significant motivator for me. Being thus motivated, my habitual approach to things has been to decide if I am up to the task. Do I have the competencies […]
I remember reading stories of people being upset that Europeans paid Native American Indians in ‘beads’ and such for things that were ‘worth’ much more. However, the Indians were generally satisfied with the exchanges, seeing the immediate cash value of the beads in their society. With hindsight, we might be tempted to conclude that they […]
In our culture we are presented with many prerogatives and choices (‘freedoms’, if you will). In this discussion I’d like to focus on the ‘financial freedom(s)’ subset of this. Unfortunately ‘freedom’ can be exercised to our severe disadvantage just as readily as to our advantage. We live very close to the consequences of this double-edged […]
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Melody’s Life Savings
No one wants to hear that their child is sick - and the word 'cancer' is even worse. Written by her mother, Melody's Life Savings is the true story of the family's journey together during the illness and the impact of Melody's small legacy. Excerpts from Melody's journals and personal correspondence are included.