There is no such thing as free money. There may be fake money or stolen money, both of which affect the value of whatever is being used as money. But no money is free. There really is no “free” anything. Someone had to do some work for there to be results. That is the current nature of the world.
Money that anyone chooses to save or invest, in the stock market or any other venture, has to be earned. This is done by various arrangements that involve some sort of work, whether mental or physical. Sometimes someone else is also hired along the way to help with the work, per an agreed upon contract of compensation. Those who are hired for such work, do not have some automatic, moral right to equal share in the outcome. They may want it. Others may scream in the streets that that employees “deserve” more from their employers, but there is no basis for this beyond the same mentality that a two year old uses when grabbing a playmate’s toy. Or it would be like the person that you hire to help work on your house, showing up on your front door with suitcases saying he now has equal legal rights to live there.
What a person earns, they may decide to use for another person, based on things such as previously established relationships or becoming aware of a need. This makes it a meaningful, worthwhile exchange; and is more likely to encourage mutually valuable association. It also makes the giver very thoughtful about how much and in which situations to give. They won’t tend to give to those who are lazy or take advantage. Giving may lessen their opportunity for increasing their own prosperity to some degree, but if they still manage their funds well overall, it will have minimal impact. They will still be able to see their economic circumstances advance, which will benefit the whole community.
Even a child understands that it is inherently dishonest to have things given to someone just because he is throwing a tantrum for them. Possibly, the child earned something doing chores. Maybe it was a gift. Either way, the child knows it should be respected. If force is used to make “sharing” occur with another individual, the child quickly discerns that his own work or relationship is not valued. The person applying the force is now known to be untrustworthy. The individual willing to receive the extorted proceeds is not a true friend. Future favorable moments to use or enjoy those resources are lost.
Beyond the more commonly understood time or piece work for an employer, that is followed by a paycheck, there is more subtle work that can go on in a person’s life. Everything from time management to careful choices in friendships can fall in this category. Does the person spend time staying healthy in body and mind, so as to be more productive on the job (as well as enjoy life in general)? Is there effort put into developing skills or aptitudes that make him adept in other projects?
Investment and money management skills have to be learned and honed. When a person gains from a good choice based on such learning, it is like they are paying themselves for their time and effort. It is NOT free. Some might argue that people “get lucky.” A little study would reveal that such “luckiness” is short lived, and the “lucky” person often ends up worse than when they started, because they were not proceeding according to wisdom. Others might argue that some people start with an “unfair” advantage in life and have more access to money. Define “unfair.” It seems that “unfair” is a term used by those who want to take what other people have. The other unpleasant category is people who really are shrewd in a black-hearted way. The trick is on them if there is freedom for all, though, as their prosperity will still benefit others.
There will always be disparity of income. No system of government will do away with that. There are systems of government that make nearly everyone equally oppressed; and there are systems of government that make that disparity less of a problem because there is freedom to use resources. The problem is, that most freedom involves work. Without work, the society tends toward chaos. When work is rewarded, even the lazy end up more comfortable.